Expertise and Experience.

I am a practicing financial consultant since 2006. I advised clients - legal entities and individuals since 1994 on various aspects of work and services in Russian banks.


Treaty relations.

With each client, I conclude a contract for the provision of consulting services, as an individual entrepreneur. The contract clearly spelled out all my obligations to the client. Before signing the contract, I always negotiate the result of the service and you understand what you get as a result.


The major priority is the client's interests.

Unfortunately, some financial advisors serve not in the interests of their clients, but pursue only their own benefit and recommend only those options of financial products for which they receive commission. Our earnings are your payment for our services, and not the sale of any particular financial products. We are not bound by any banks or financial companies whose products we recommend. All our recommendations are strictly individual for a particular client.


Reliable banking options.

We cooperate only with large and trusted banks and payment systems. In the list of recommended financial institutions, I include only those structures that meet strict criteria: financial reliability, legal mechanisms for protecting financial assets, the availability of potential returns, the minimum amount of commissions for transactions.

I have been advising clients since 1994.

Education - higher economic, banking experience - 16 years, management position - 24 years.


I completed training in management with specialists from ING Bank, Postbank (Netherlands), and trained at postbank offices in the Netherlands.


I am a practicing financial consultant since 2006. I advised clients - legal entities and individuals since 1994 on various aspects of work and services in Russian banks.

He always dealt with the issues of staff selection and training. I have practical knowledge of the regulatory framework, accounting.


An experienced head of the organization of the current operational activities of the bank / firm - work with legal entities and individuals: settlements, deposits, plastic cards, depository services, accounting, reporting. Repeated coordination of the first and second signatures in the Bank of Russia. Successful completion of comprehensive inspections of the CBR. Great experience in various banking and financial software systems.

During the years of practical work in several Russian banks (including the ICB "Sviaz-Bank", Bank MENATEP, Moscow Credit Bank and others) I have accumulated vast practical experience in solving organizational issues related to settlements, placement of capital in various profitable tools, financial planning, personnel issues and the development of related software products.

The current member of the Association of Business Consulting Professionals (www.asbc.su). I Was a member of the League of Financial Consultants, financial adviser in the "Answers" Project Mail.ru.

We will develop a financial strategy for you!

Financial consultation in Moscow is possible at a personal meeting in the office, or in any other place convenient for you.

Get advice


We provide the following services for businesses:

- consulting on financial monitoring and compliance control in banks, including the preparation of packages of documents, a description of the company's activities, processing of necessary materials;

- consulting on the financial aspects of the companies' activities on interaction with banks;

- consulting and development of methods for checking financial status of banks;

- services for audit of document circulation of the company and development of recommendations on keeping documents;

- Consultation and development of recommendations on verification of counterparties;

- management consulting services;

- consulting of customer relationship management;

- financial management services;

- services for personnel and organization management;

- business risk management services, tax risks audit;

- management services;

- marketing services;

- accounting restoration services.

Risk management services in the financial sector:

- Anti-money laundering

- Risk management

- Violation law risks

- Credit risks

- Operational risks

- Liquidity risks

- Economic capital and risk management

- Services in the space of treasury operations of the company

Services for individuals

We provide the following services for individuals:

- advising on opening of accounts and cash management services in banks;

- consulting on bank tariffs, selection of the optimal tariff for specific operations;

- advising on types and terms of deposits, recommendations for opening deposits in specific banks;

- consulting on types of payment and credit cards, recommendations for opening card accounts;

- advice on payments and transfers, incl. through various international payment systems;

financial management services

marketing services

services for human resources management and business administration

consulting of banking tarifs

Terms and conditions:

there are no fixed tariffs in this type of activity - the cost of services and terms of fulfillment are determined individually depending on the scope of tasks and the result we want to achieve.


Reminder to the customer

what you need to know about financial services

Notification about financial services

Order of the Ministry of Labor and Social Protection of the Russian Federation of March 19, 2015 №167n

The financial advisory activity is regulated by the professional standard approved by the Order of the Ministry of Labor and Social Protection of the Russian Federation of March 19, 2015 N 167n "On approval of the professional standard" Financial Advisor ".

Read in entirety


management service is a regular providing system of high-quality service to customers and clients of the company. We can say that management service is a management activity aimed at ensuring the high efficiency of service operations and creating the best customer experience of consumers.

The statistics accumulated abroad show that the implementation of client-oriented strategies allowed to achieve: - increase in the number of repeated applications of customers by 66% - The decrease in losses of customers unsatisfied with the quality of service by 77% - increase in the inflow of new customers by 51% Thus, speaking about the provision of services, we focus on the clients' attention to services that:

1) Most necessary for the client

2) Obvious for the client, i.e. These services will give him a certain advantage that optimizes his production process

3) Certain services offered by the enterprise (supplier) will bring to it an economic effect


Compliance is the foundation upon which the organization's control system is built. But to adjust compliance control to the internal rules of the organization is very difficult.

At any enterprise, there are many internal types of control built into business processes: human, technical, administrative resources in order to comply with regulations and requirements. As the expansion of the enterprise becomes more difficult to comply with the rules. You can achieve good financial performance, but after checking the organization by the regulatory authorities, you can get a whole series of troubles, from setting a fine to losing the reputation of the company. That is, the rules for this and that exist to observe them.

For today, compliance is perceived as a system for controlling the trustworthiness of counterparties and employees. But this approach does not allow us to assess the risks of applying government measures for violation of requirements. Therefore, it is necessary to establish a monitoring system that ensures compliance with standards and a pre-audit audit.

A person is needed who will be responsible for ensuring that with the advent of a new rule or requirement, and before its introduction, a technology has been developed that allows businesses to develop and comply with established norms.


Currently, the fact that the company has developed regulatory documents in the field of records management and archival business, introduced an electronic document management system, not to surprise anyone. However, how efficiently work with documents is, whether a newly implemented information system is fully used once is a rather complex issue, which only professionals can answer.

Understanding that something is wrong in the management of a company (enterprise or organization) can arise from managers or shareholders when important contracts are not signed on time, major transactions are broken, litigations are lost, documents are lost, prompt answers to inquiries are not prepared regulators or government bodies, etc. In such cases, it becomes necessary to audit the processes and procedures, review and analyze the implemented technologies, including those related to the organization of document circulation, that is, there is a need to study how well, with the maximum use of automation and other resources, the document flow is organized.

Of course, there may be other reasons for conducting an audit of the document circulation of the organization or enterprise: for example, the decision to implement the electronic document management system, and this requires an analysis of existing processes and procedures for document management, and the systematization of documents. A similar audit can be conducted in the case of a reorganization of the company, including the situation of merger, change of ownership.

If it is necessary to conduct an audit in order to identify problem areas and develop proposals for further stabilization of the situation and development of the direction, it is recommended that an enterprise or organization consult a consulting company or independent professional experts of expert level who have good theoretical knowledge and broad practice that are able to study and evaluate normative base of the company, to isolate and analyze existing problems, to give recommendations taking into account the specifics of the company, allowing in short term and in the medium term to achieve the desired result.


Tax consulting is a complex of services that allow determining the optimal taxation model and tax planning taking into account the type of activity of the enterprise.

The effectiveness of the financial and economic activities of the company is not in the least dependent on a sound and balanced tax policy. Weighted tax planning along with competently supplied accounting are necessary components of success in entrepreneurial activity.

Tax advice usually includes the following services:

- detailed answers to questions on tax accounting in complex, controversial situations, unequivocally not settled by the current legislation;

- methodological support of complex operations and activities through the development of appropriate regulatory documents;

- advising taxpayers in the course of their interaction with tax authorities in the framework of desk audit and on-site tax audits and other tax control measures (advice and assistance in preparing responses to tax authorities, assessing the legality of actions (requirements) of tax authorities, etc.);

- preparation of inquiries to financial and tax authorities for obtaining explanations on the application of legislation on taxes and fees;

- periodic information and analytical comments on new regulatory documents and other materials on tax accounting, based on the industry specialization of the client;

Tax planning solves the problems that are aimed at achieving the most favorable tax treatment for the company, taking into account the specifics of the activities and the established practice of tax accounting.

Prospective tax planning involves the development of the tax policy of the organization with the use of legal methods of tax accounting and optimization of taxation.

Current tax planning is the development and analysis of a specific transaction or transactions. Those. implies the development / finalization of the contract, the examination of contracts concluded or already concluded, taking into account the requirements of the current tax legislation, which avoids unnecessary tax burden.


Reconstruction of accounting is a very complicated activity, the purpose of which is to put in order all accounting documents of the company in accordance with the requirements of the legislation.

In what cases may need to reconstruct accounting?

- Accounting was not maintained for a long time;

- Incompetence of the accountant;

- Detection of errors in primary documents and their inconsistency in the real financial situation;

- The total loss of primary documents due to force majeure circumstances: fire, relocation, collapse of the electronic base, etc.

Based on the objectives and existing accounting documents in the company, there are two types of accounting recovery:

Partial. Required when it is necessary to restore only certain areas of accounting, for example, banking transactions, cadastral registration. Partial reconstruction requires less time and money.

Complete. In this case, a comprehensive analysis and a complete adjustment of all areas of accounting, processing of all primary documents for the reporting period. Full recovery is a very laborious process, requiring the high professionalism of all its participants.

The objectives of the restoration of accounting can differ for different companies, it can be:

- Create an accounting structure that the organization can use in the future.

- Receiving a positive conclusion of the auditors for the restored period.

- Prevent the arrest of bank accounts of the enterprise.

- Successful passage of tax audit.

Untimely reconstruction of accounting records and the presence of violations can lead to serious consequences for the company's activities. First of all, there will be problems with government agencies, including the tax inspection. Evasion of taxes or payment of wrong amounts entails administrative or even criminal liability.


Participation in the tender in case of success promises considerable benefit and strengthening of the company's image, but many prefer not to get involved in competitions because of the complexity of the rules of a large number of pitfalls. For this, there is a tender support.

So, the accompaniment of tenders is a complex or local assistance in the preparation of documents and participation in bidding.

Local assistance can be one-time or permanent, but aimed at solving one specific task, for example, assistance in preparing an application for participation in a tender.

Complex assistance implies a complete list of services, as they say from "A" to "Y": receipt (re-issue) of electronic signature, accreditation or re-accreditation on electronic sites, search for suitable tenders, tender documentation analysis, enterprise competitiveness analysis, document preparation and filing applications for participation in the tender; submission of price proposals on behalf of the organization, training of employees of the organization to participate in tenders.

Tender support is suitable for organizations that:

- do not have experience of participation in tenders

- In the personnel there are no qualified specialists in tenders

- want quick results from the tender

- want to minimize their costs for the creation and maintenance of the tender department.


Consulting is professional services, consultations that are provided to customers who want to optimize their business.

Consulting is the highly qualified assistance of professionals specializing in the analysis of management problems, providing recommendations and providing services for their implementation at a certain facility. It is a paid transfer of the concentrated knowledge and experience that the consultant owns.

In today's world there are several main groups of consulting:

Financial consulting - is a set of services aimed at building an effective, reliable financial management system. With its help, the calculation, explanation, evaluation of a group of financial indicators that fully characterize the activities of the enterprise.

Management consulting - allows you to identify and make the organization's weak points in time, correct the direction of the company's activities. Consulting firms or consultants help identify vulnerabilities, opportunities, rationality of adjusting the structure of the organization, set new goals and objectives.

Accounting - consultations on new methods of accounting and work in the latest computer programs, informing employees and managers about innovations in accounting. Also in accounting consulting includes a revision of the document flow system as necessary and the introduction of modern developments, for example, the 1C program.

Legal - timely, economically expedient support of the enterprise under constantly changing legislation.

Tax - fulfills the systematic nature of payment of tax charges, does not allow violations in the field of taxation, eliminates existing errors and their negative impact.


Individual entrepreneur Gruzdev Alexey Anatolyevich

TIN 773405349208

GRNIP 317774600510338

Тel:+7 903 203 32 90

E-mail: ipgruzdev.aa@ffc.com.ru

Address: 115093 г. Moscow, Bolshaya Serpukhovskaya Str., 7 office 20

Contact now!

Let's talk about business or just have coffee. I would like to get your feedback!